The first financial product which I tackled at length here on Elementum Money was Life Insurance. If you are looking at detailed information on the product, then you may want to look at the 5-post #LIMonday series that I started within the first month of the blog. However, over the last month or two, […]
Follow Friday – Good Financial Cents
You know the best thing about being a blogger? Anybody can have an opinion, without necessarily having a degree or educational qualification to support their expertise in the field, and when done consistently over time, they end up being considered experts. So, in the personal finance blogosphere, there are actually very few bloggers who […]
Why You Must Pay Yourself First
Are you wondering what the hell am I going on about? You might just be mumbling to yourself – my employer pays me. I am not an entrepreneur. How do you expect me to pay myself? My first brush with this idea was one of my earliest personal finance books – Rich Dad […]
Complete Guide to Mutual Funds
Mutual Funds are today one of the most popular investment products in India. They are products which investors can enter into, even with less commitment of time or financial education per se. To make the deal even sweeter, they even carry lesser of a risk than individual stocks, though that ends up reducing the […]
Book Club – Nudge
For a long time now, I have been a huge fan of podcasts. They make my commute much more entertaining and sometimes even enlightening. One of my favorite podcasts has been Freakonomics radio. About a year back they recorded an episode called Big Returns from Thinking Small with two Strategists Owain Service and Rory […]
9 Money Lessons from a Cab Driver
I have realized that my writing process is one where I ruminate over a subject or a topic for quite some time and then just before the last minute when I MUST hit publish, I write it out. For today, I had been thinking of a topic and had planned to pen it down […]
The Complete Guide to Credit Cards
In whatever money conversations I have had till date, I have realized that credit cards still seem to be an elusive subject. In one of the consumer research that we had conducted among millennials, there were quite a few who had sworn against using them for fear of over-spending while one guy used […]
Follow Friday – Millennial Money
What would you say about someone who goes from too broke to even buy a burrito to becoming a millionaire in just 5 years? To me, the two things that come to mind are that he has grit and a lot of discipline with money. Meet Grant Sabatier – the guy who lived this […]
A Complete Guide To Loans
My first ever intensive brush with a financial product was with, as you guessed it, loans. I was a marketer for Home and Car Loans. I was fortunate enough to be with an employer where everyone working on a product HAD to be educated in it. You might be thinking to yourself, ok Aparna, […]
The Need to be Financially Organised
I have a habit I am not very proud of. I am cluttered, which can lead to carelessness as well. So, my desk at work is always strewn with papers, especially bills. Enough number of times I waste quite a bit of time locating some of them at the appropriate time and have sometimes […]