Elementum Money - Personal Finance | Personal Growth

The Complete Guide to Credit Cards

March 19, 2018 Leave a comment

In whatever money conversations I have had till date, I have realized that credit cards still seem to be an elusive subject. In one of the consumer research that we had conducted among millennials, there were quite a few who had sworn against using them for fear of over-spending while one guy

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Personal Finance Blogs to Follow

Follow Friday – Millennial Money

March 16, 2018 Leave a comment

What would you say about someone who goes from too broke to even buy a burrito to becoming a millionaire in just 5 years? To me, the two things that come to mind are that he has grit and a lot of

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Loans, Money Basics, Money Guides

A Complete Guide To Loans

March 14, 2018 Leave a comment

My first ever intensive brush with a financial product was with, as you guessed it, loans. I was a marketer for Home and Car Loans. I was fortunate enough to be with an employer where everyone

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Financial Planning, Money Basics

The Need to be Financially Organised

March 12, 2018 Leave a comment

I have a habit I am not very proud of. I am cluttered, which can lead to carelessness as well. So, my desk at work is always strewn with papers, especially bills. Enough number of times I waste

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Financial Feminsim, Financial Planning, Occasions

Women’s Day Special – How I Plan My Finances

March 9, 2018 Leave a comment

While it’s easy to say – manage your money, or plan your money better, sometimes the best way to really set into action is knowing how some people do it. So, for the concluding part of the

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Emotional Money, Financial Planning, Occasions

Women’s Day Special – Change your story

March 7, 2018 Leave a comment

“Do you wait for things to happen, or do you make them happen yourself? I believe in writing your own story.” ? Charlotte Eriksson We all have a choice. We can either be passive players and watch

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Emotional Money, Financial Feminsim, Financial Planning, Occasions

Womens’ Day Special – Why Women Must Manage Money

March 5, 2018 Leave a comment

Women’s week has commenced. As a person, I have always found these “days” sort of ridiculous. My reasoning – so, women do not matter rest of the 364 days? However, for the first time, Women’s Day

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Investing, Personal Finance Books

Book Club – The Bogleheads Guide To Investing

March 2, 2018 Leave a comment

When I started out with becoming the personal finance geek that I am today, being a bibliophile I looked up for personal finance book recommendations. There are a lot of sources recommending

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Emotional Money, Occasions

Varied Colors of Money

February 28, 2018 Leave a comment

This is the week in 2018, when we Indians will celebrate my second favorite festival, after Diwali. In 2 days, it is the time to celebrate Holi, the beautiful festival of colors. Just like

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About Me

APARNA

While I have always been a Bibliophile, this blog signifies for me the fact that you must keep an open mind. Finance and Personal Growth were two areas that I looked at with utter disdain. Finance bored me, and I thought I was too good for Personal Growth. For a long time, “Finance” has been the F-word in my life that I have quietly tiptoed around. Just when I was determined to keep my distance from the world of Finance and Banks, I got an offer to join as a marketing manager at India’s largest private bank. I very nearly gave it up, but then they made me an offer I couldn’t refuse. I joined the bank, started understanding financial products better and finally over the years ended up reading a lot on Personal Finance. One bank later and well in my second bank stint, my quest was still on, and I enrolled in completed the Certified Financial Planning course. While that gave me the numbers for the game, the softer aspects were still missing. The idea of combining the basics of financial planning with the essential money matters of the heart led to the rise of Elementum Money.

My Year in Books – 2025

My Year in Books – 2024

Guide to NPS Vatsalaya

My Year in Books – 2023

The Complete Guide to Credit Cards

Follow Friday – Millennial Money

A Complete Guide To Loans

The Need to be Financially Organised

Women’s Day Special – How I Plan My Finances

Women’s Day Special – Change your story

Womens’ Day Special – Why Women Must Manage Money

Book Club – The Bogleheads Guide To Investing

Varied Colors of Money