Look Who’s a Certified Financial Planner

After studying vigorously for almost 9 months, passing 5 exams (with the last one being yesterday) and spending almost Rs. 50,000 ($769) I can finally say I am a Certified Financial Planner.

Who is a Certified Financial Planner?

A certified financial planner or CFP is someone who can help you understand your money better.

A CFP is supposed to keep you honest about your money and to help you get the maximum potential from what you earn. Click To Tweet

CFP, originated in the US in 1985 and is now an international certification valid across 24 countries. While in the US, today there are almost 80,000 CFP certificants this is still a new and evolving field. In India, the latest numbers that I could get were 1816 certificants who find their name on the FPSB directory. Personally, I believe financial planning is one of the good American practices to follow and we have a long path ahead of us here.

Why Certified Financial Planner?

During MBA, finance bored me to no end. The numbers were mind-boggling and I could barely relate to concepts like Working capital or cost of inventory.

Once I started earning, over the years I realized – “hey, money is complicated!”. In my attempt to understand my money better I understood that some of the basics of compounding and discounting still hold good on this side of finance. Personal finance was the bit where I knew I struck gold, when it came to my passion.

The more I talked, the more I had conflicting emotions. My positive thoughts of “I know a lot more than my peers” fought hard with the doubts of “what credibility do I have talking about all this?”. The doubting thoughts were getting the upper hand and I needed to quell them.

Enter Certified Financial Planner. It suited my needs perfectly as it seemed to guide me on the exact areas of my growing passion. With each exam, the imposter syndrome shrunk with enough confidence to finally launch Elementum Money.

What next?

From being a history graduate with dreams of being an archaeologist to a marketer and now a Certified Financial Planner. At this pace, I fear I might live more than the proverbial cat’s nine lives 😉 . Click To Tweet

To me, the CFP certification provides a theoretical base to build on. The learning does not stop here as personal finance is a huge ocean and my exploration of it has really just begun.

While I continue to work as a marketer, I am also working on come up with a model which works best to help people with their finances. My thoughts will continue to find an outlet on this site. You, my dear readers get a front row seat to all that happens.

Till then if there are any questions or any money matter bothering you, feel free to give a shout out in the comments or email me at aparna@elementummoney.com

<   Get your Personal Finance basics right. Sign up for the Elementum Money 5-day Email course for a crash course on all things Personal Finance, like Money Management, Insurance, Investments, Loans and Tax Planning.     Also, get notified of all new Elementum Money posts.  

Sign up for the 5-day Personal Finance Email Course

* indicates required


  1. January 29, 2018 at 9:32 am

    […] only off-late while studying for Certified Financial Planner and reading through the net worth tracking movement in the Personal Finance blogosphere that I have […]

  2. February 4, 2018 at 2:40 pm

    […] does it make you feel? Do you get a warm fuzzy feeling while in pursuit? As an example, last year successfully completing the CFP program was a goal for me. Initially, it came with its share of challenges in managing the time to study […]

  3. March 7, 2018 at 8:22 am

    […] decided to study for Certified Financial Planner, in a hope to get out the word of financial […]

  4. March 30, 2018 at 11:52 am

    […] Looks who’s a Certified Financial Planner […]

  5. June 29, 2018 at 9:02 am

    […] last year when I decided to go down the road of pursuing Certified Financial Planner, I realized I needed a chunk of focused, undisturbed time to be able to work on the course […]

  6. July 7, 2018 at 9:02 am

    […] of data, most of my communication role does not require depth. On the other hand, when I was preparing to be a Certified Financial Planner, not only was it new content, but it was also cognitively challenging absorbing which required […]

  7. July 30, 2018 at 8:16 am

    […] enthusiast for over a year if I take into account from the time I started preparing to become a Certified Financial Planner. One of the concepts that popped up a lot and resonated with me was the idea of paycheck to […]

  8. November 23, 2018 at 3:24 pm

    […] projects require time and effort to come to fruition, for instance writing a book or becoming a Certified Financial Planner. Such tasks require you to chalk out, plan and keep working even after which it will take its’ […]

  9. December 2, 2018 at 9:01 pm

    […] to enhance my understanding of a field I began to find increasingly fascinating, Personal Finance, I started studying to become a Certified Financial Planner. My why was simple there – Money and it’s management is increasingly becoming complicated in […]

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

%d bloggers like this: