Elementum Money - Personal Finance | Personal Growth

7 Lessons I learnt in my Investment Journey

December 3, 2017 Leave a comment

It has been over 7 years since I have started working and really standing on my own two feet. 7 years of starting to earn, spend and manage money. However, for a long time, my money was mostly coming into the account and being spent. There was no pattern to it or any thought to the spending. It

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Money Basics, Personal Finance Blogs to Follow

Follow Friday: Budgets Are Sexy

November 30, 2017 Leave a comment

You must be living under a personal finance rock, if you have not heard of the blog featured today. Yes, I am indeed talking about Budgets Are Sexy. While it’s not like I had not heard of J.

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Retirement Planning

7 Reasons Why Early Retirement Is Not For Me

November 28, 2017 Leave a comment

Since the time I have started OD-ing on personal finance blogs, one of the concepts which is clearly in vogue is FIRE – Financial Independence Retire Early. However, despite the enthusiasm and

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Financial Planning, Life Insurance

15 Questions You Must Ask Before Buying Life Insurance

November 26, 2017 Leave a comment

In the last post in our series on life insurance, I am hoping that I have convinced you of the need to have life insurance under your name, in case of financial dependents. Now, that you are

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Financial Feminsim, Personal Finance Blogs to Follow

Follow Friday – Stefanie o’ Connell

November 23, 2017 Leave a comment

What can you say for someone who has just graduated acting school, is struggling as an actress, realizes she doesn’t like to be the glamourized state of “perpetually broke” and does something

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Financial Feminsim, Retirement Planning

11 Reasons why Retirement Planning is important

November 21, 2017 Leave a comment

A few days back I landed upon this wide global research undertaken by HSBC – The future of retirement. They surveyed over 18000 respondents across 17 countries (including India) to ask them all

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Life Insurance, Money Basics

5 Types of Life Insurance policies you must consider

November 19, 2017 Leave a comment

As promised I wanted to write about the different types of life insurance policies offered in India. Once I started researching I simultaneously also understood why the penetration of life

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Investing, Personal Finance Blogs to Follow

Follow Friday – The Stable Investor

November 16, 2017 Leave a comment

Personal finance is a blanket term of sorts. Personally, I believe in India we are still just scratching the surface. For quite some time in India, personal finance has been synonymous with

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Financial Planning, Money Basics

Basics of Financial Planning

November 14, 2017 Leave a comment

You are just beginning to realize that you would like to be better at managing your money. You have been working for a few years and feel like a zombie with your salary – it comes, you spend, it

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About Me

APARNA

While I have always been a Bibliophile, this blog signifies for me the fact that you must keep an open mind. Finance and Personal Growth were two areas that I looked at with utter disdain. Finance bored me, and I thought I was too good for Personal Growth. For a long time, “Finance” has been the F-word in my life that I have quietly tiptoed around. Just when I was determined to keep my distance from the world of Finance and Banks, I got an offer to join as a marketing manager at India’s largest private bank. I very nearly gave it up, but then they made me an offer I couldn’t refuse. I joined the bank, started understanding financial products better and finally over the years ended up reading a lot on Personal Finance. One bank later and well in my second bank stint, my quest was still on, and I enrolled in completed the Certified Financial Planning course. While that gave me the numbers for the game, the softer aspects were still missing. The idea of combining the basics of financial planning with the essential money matters of the heart led to the rise of Elementum Money.

My Year in Books – 2025

My Year in Books – 2024

Guide to NPS Vatsalaya

My Year in Books – 2023

7 Lessons I learnt in my Investment Journey

Follow Friday: Budgets Are Sexy

7 Reasons Why Early Retirement Is Not For Me

15 Questions You Must Ask Before Buying Life Insurance

Follow Friday – Stefanie o’ Connell

11 Reasons why Retirement Planning is important

5 Types of Life Insurance policies you must consider

Follow Friday – The Stable Investor

Basics of Financial Planning