Elementum Money - Personal Finance | Personal Growth

Risk Tolerance is Personal

December 11, 2018 Leave a comment

One of the basic rules or ratios of investing is that riskand reward are directly proportional – higher the risk, higher the returns andvice versa. However, every investor has a different capacity of the risk or thevolatility that comes with it, which they can stomach. The amount of your risk

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Habits

Why Continuous Learning is a Life Skill

December 8, 2018 Leave a comment

I have learnt a lot of life lessons just growing up as part of a wonderful family. One of the instances has remained with me and still reflects in my actions. I had to do a book review in school,

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Investing

A Complete Guide to SIP (Systematic Investment Plan)

December 4, 2018 Leave a comment

Off late, the one keyword in investing in the Indian markets has been Systematic Investment Plan or SIP. While I knew about it for the last few years, 2018 has been the momentous year when I have

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Mindset

Start With Why

December 2, 2018 Leave a comment

As children, we all had the bug of inquisitiveness in us. Most of us remember times when we ended up being shushed up by our parents as we kept on with the stream of asking innocuous questions,

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Financial Feminsim, Money Basics, Personal Finance Books

Millionaire Women Next Door – Dr. Thomas J. Stanley

November 26, 2018 Leave a comment

One of my favorite Personal Finance books has to be “The Millionaire Next Door” which worked well to dispel any myths that I might have about consumerism being synonymous with wealthy. On my last

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Mindset

5 Reasons to Avoid the Trap of Instant Gratification

November 23, 2018 Leave a comment

Just yesterday, I heard an ad on the radio from a leading Indian private bank. The gist of the ad was simply that for any possible dream that you may have, be it festive house renovation or a

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Investing, Money Basics

Research Findings – Climbing The Prosperity Ladder

November 19, 2018 Leave a comment

Regular readers of this blog would know that I find research very interesting. If I come across an interesting research report that I believe could be useful to Elementum Money readers, I ensure

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Personal Growth, Personal Growth Books, Skills

Tell To Win – Peter Guber

November 16, 2018 Leave a comment

As children, we understood the hold stories had on us. We would sit spellbound as the teller weaved his or her magic with words. Stories were not just calming enough to put us to sleep but also a

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Occasions

Why I have been MIA (Missing in Action)

November 12, 2018 Leave a comment

The other morning, me and my husband were making our way back from the gym only for me to rush, get ready and go to office. Suddenly, my husband checks with me, “So, when was your last post on

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About Me

APARNA

While I have always been a Bibliophile, this blog signifies for me the fact that you must keep an open mind. Finance and Personal Growth were two areas that I looked at with utter disdain. Finance bored me, and I thought I was too good for Personal Growth. For a long time, “Finance” has been the F-word in my life that I have quietly tiptoed around. Just when I was determined to keep my distance from the world of Finance and Banks, I got an offer to join as a marketing manager at India’s largest private bank. I very nearly gave it up, but then they made me an offer I couldn’t refuse. I joined the bank, started understanding financial products better and finally over the years ended up reading a lot on Personal Finance. One bank later and well in my second bank stint, my quest was still on, and I enrolled in completed the Certified Financial Planning course. While that gave me the numbers for the game, the softer aspects were still missing. The idea of combining the basics of financial planning with the essential money matters of the heart led to the rise of Elementum Money.

My Year in Books – 2025

My Year in Books – 2024

Guide to NPS Vatsalaya

My Year in Books – 2023

Risk Tolerance is Personal

Why Continuous Learning is a Life Skill

A Complete Guide to SIP (Systematic Investment Plan)

Start With Why

Millionaire Women Next Door – Dr. Thomas J. Stanley

5 Reasons to Avoid the Trap of Instant Gratification

Research Findings – Climbing The Prosperity Ladder

Tell To Win – Peter Guber

Why I have been MIA (Missing in Action)