Complete Guide to Asset Allocation

  You should have a strategic asset allocation mix that assumes that you don’t know what the future is going to hold. -Ray Dalio (American billionaire, hedge fund manager, philanthropist)   The one thing I have learned since starting on this Personal Finance journey is the fact that no one can predict the future, be […]

The Frugality Philosophy

  As I have understood more of the Personal Finance blogosphere I have come to realize there are different kinds of blogs within Personal Finance too. While some like mine cover all possible topics under the sun, including another passion there are a few blogs which are pretty focused on one topic within Personal Finance. […]

The Complete Guide to Passive Income

  Do you remember the childhood parable of the hen that laid golden eggs every morning? To refresh your memory, a poor man in a village suddenly comes upon a hen. When he is about to kill it for food, the hen squawks out the secret that it is a superpower hen which gave a […]

The Complete Guide to Financial Independence

  One of the very popular acronyms in the Personal Finance blogosphere today is FIRE – standing for Financial Independence Retire Early. So, there are tons of people documenting their quest for and journey towards the said state of FIRE.   While I have mentioned this earlier, I have done so only to express my […]

Basic Guide to Stocks

  Since the time I have started blogging, little over 6 months back, I was pretty determined not to let any Monday, Wednesday or Friday go post-less. I tried my best and persevered to keep up with the resolve. My perseverance lasted only the first week when it happily gave up to spending time with […]

Best Money Quotes

Best Money Quotes

  As I mentioned in my earlier post, I am on holiday. While I thought being away from work would mean higher productivity for EM, sadly that hasn’t happened. My brain seems to be taking a holiday from all possible productive work.   However, the good thing about money is that I am nowhere close […]

The Complete Guide to Home Loans

The Complete Guide to Home Loans

  One of the biggest and most popular financial products which actually has the might and the size to shake economies is Home Loan. Any rate change for home loans makes the front page of newspapers. The inability of a large number of people to pay it back in 2007 in the US was enough […]

Complete Guide to Mutual Funds

Complete Guide to Mutual Funds

  Mutual Funds are today one of the most popular investment products in India. They are products which investors can enter into, even with less commitment of time or financial education per se. To make the deal even sweeter, they even carry lesser of a risk than individual stocks, though that ends up reducing the […]