{"id":926,"date":"2022-06-21T00:00:00","date_gmt":"2022-06-21T00:00:00","guid":{"rendered":"https:\/\/elementummoney.com\/blog\/2022\/06\/21\/flexi-cap-funds-may-2022\/"},"modified":"2024-01-05T11:24:08","modified_gmt":"2024-01-05T11:24:08","slug":"flexi-cap-funds-may-2022","status":"publish","type":"post","link":"https:\/\/elementummoney.com\/blog\/flexi-cap-funds-may-2022\/","title":{"rendered":"Flexi Cap Funds – May 2022"},"content":{"rendered":"\n

Before I start off on any analysis in this segment, even at the cost of a repetitive bore I will put forth this disclaimer. All fund schemes are taken as direct. However, even if you are a direct investor, hire a financial advisor that you trust who can guide with investments. Pay for your advice.<\/strong><\/p>\n\n\n\n

Fund category definition:<\/strong> Funds with no restriction on market cap allocation or number of stocks<\/p>\n\n\n\n

Benchmark:<\/strong> Nifty 500 TRI with a change of -4.23{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} in May 2022 and a 1-year return of 8.08{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}<\/p>\n\n\n\n

Data as on:<\/strong> 31st<\/sup> May, 2022<\/p>\n\n\n\n

Summary<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

In terms of AUM, SBI has edged out Aditya Birla very slightly.<\/p>\n\n\n\n

In terms of expense ratio, HDFC has increased it by almost 10{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to reach 1.06{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} in direct, while the regular has remained mostly unchanged at 1.72{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. ICICI is another one which has increased it\u2019s expense ratio by 8 basis points to reach 0.29{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. This is quite an increase considering there was a time when the expense ratio was hovering between 0.11-0.17{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}.<\/p>\n\n\n\n

When we look at the month\u2019s returns, only 3 funds have under performed the index, namely UTI, Aditya Birla and Axis. However, when it comes to the 1-year returns, the tables are turned and only three funds have outperformed of the 9 (ICICI is yet to complete an year) \u2013 HDFC, Parag Parikh and Franklin.<\/p>\n\n\n\n

Market Cap Allocation<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Large Cap allocation has increased by almost 3{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} for HDFC to touch 75{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}.<\/p>\n\n\n\n

The overall equity allocation had reduced for Parag Parikh by about 2{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, which is especially reflected in a further cutting down of it\u2019s foreign equity allocation to 23.21{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}.<\/p>\n\n\n\n

Franklin has increased it\u2019s Large cap exposure by almost 2{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, taking it\u2019s overall equity exposure up to 97.05{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}.<\/p>\n\n\n\n

Motilal Oswal has cut down it\u2019s Large cap exposure by almost 5{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, bringing down it\u2019s overall equity exposure by about 2{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} while redistributing the remaining in Mid and Small cap stocks.<\/p>\n\n\n\n

Top 5 sectors<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"
Sector ranking colour code<\/figcaption><\/figure>\n\n\n\n

HDFC sees the Software sector go up from fifth highest to third highest.<\/p>\n\n\n\n

In SBI, Consumer Non Durables (or FMCG) moves all the way up to the fourth spot on the back of the sole stock ITC where the allocation has been beefed up from 3.30{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to a big 4.54{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}! On the other hand, Mining & Metals has edged out of top 5 with a reduction in the two stock allocations – Hindalco (down from 2.68{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to 2.00{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}) and Tata Steel (down from 1.08{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to 0.94{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}).<\/p>\n\n\n\n

In Franklin, with a complete exit from the Mahindra & Mahindra position of 1.04{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, Auto as a sector has slipped from the top 5 sectors. It\u2019s place has been taken up by Construction, represented by L&T although the gap between the two sector allocations is wafer thin.<\/p>\n\n\n\n

Top 10 Stocks & Movements<\/h2>\n\n\n\n
\"\"<\/figure>\n\n\n\n
\"\"
Stock ranking colour code<\/figcaption><\/figure>\n\n\n\n

The main change in kotak is a reduction of 0.89{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} in it\u2019s allocation to Jindal Steel & Power, bringing it down to 2.37{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}.<\/p>\n\n\n\n

HDFC has some significant changes. Despite a further fall in share price, Infosys allocation sees a 0.83{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} increase taking it up to 5.83{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} and at the fifth highest spot. TCS also sees a new position of 1.92{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. The stock had last been in the portfolio in December end at 0.22{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. HDFC Limited has also been beefed up by 1.20{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to reach a respectable 3.58{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}.<\/p>\n\n\n\n

Parag parikh has reduced it\u2019s allocation to Amazon by more than 20{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, bringing it down to 5.06{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. This is not a job done just by price, as the share price slipped only by 4{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} in the month.<\/p>\n\n\n\n

SBI seems to be the limelight hogger this month in terms of substantial changes. Two big chops \u2013 HDFC Bank (reduced by 2.28{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} taking it one notch down from numero uno to the second position) and Axis Bank (reduced by 1.07{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}). Simultaneously, there is a new banking entrant with a 1.15{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} position in Bandhan Bank. Two big increases \u2013 ITC (by 1.24{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}) and SBI (by 1.82{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}). The fund has also completely exited it\u2019s 1.40{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} position in L&T Infotech.<\/p>\n\n\n\n

ICICI has taken a big 1.43{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} position in the new logistics entrant \u2013 Delhivery as well as increased it\u2019s allocation to Mahindra & Mahindra by 0.82{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} further cementing it\u2019s position as the highest stock at 8.63{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}.<\/p>\n\n\n\n

Axis has increase it\u2019s allocation in ICICI Bank by 0.91{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} helping it to edge out Bajaj Finance for numero uno spot. It has also cut down it\u2019s Divi\u2019s Laboratories allocation by 0.87{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} bringing it down to 1.93{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}.<\/p>\n\n\n\n

In Franklin there is one big entry and exit to be noted \u2013 A full 1.04{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} exit from Mahindra & Mahindra and a brand new 1.94{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} position in Reliance Industries.<\/p>\n\n\n\n

As for Motilal Oswal, there were so many changes that I had to double check I got my facts right. The fund has under performed so miserably that the management seems to be on board with trying everything. Plus, with just about 31 stocks, a lot of movements end up being above my substantial benchmark of 0.80{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. In two stocks, there has been a significant reduction \u2013 Vaibhav Global is reduced by 1.33{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to go down to 4.13{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} whereas Zomato is a mere shadow of it\u2019s earlier presence which is now down to a miniscule 0.43{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} from the 2.16{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} last month. There are also three big exits \u2013 Bajaj Auto (2.74{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}), Britannia (1.01{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}) and Alkem Laboratories (1.00{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}). There are also three new substantial entrants \u2013 Tube Investments (2.43{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}), Campus Activewear (2.03{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}) and Gujarat Gas (1.24{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}).<\/p>\n\n\n\n

Check out the other categories and what the funds there were up to:<\/a><\/p>\n\n\n\n

Large Cap Funds \u2013 May 2022<\/a><\/p>\n\n\n\n

Multi Cap Funds \u2013 May 2022<\/a><\/p>\n\n\n\n

Large & Mid Cap Funds \u2013 May 2022<\/a><\/p>\n\n\n\n

Mid Cap Funds \u2013 May 2022<\/a><\/p>\n\n\n\n

Small Cap Funds \u2013 May 2022<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Before I start off on any analysis in this segment, even at the cost of a repetitive bore I will put forth this disclaimer. All fund schemes are taken as direct. However, even if you are a direct investor, hire a financial advisor that you trust who can guide with investments. Pay for your advice. Fund category definition: Funds with no restriction on market cap allocation or number of stocks Benchmark: Nifty 500 TRI with a change of -4.23{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} in May 2022 and a 1-year return of 8.08{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} Data as on: 31st May, 2022 Summary In terms of AUM, SBI has edged out Aditya Birla very slightly. In terms of expense ratio, HDFC has increased it by almost 10{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to reach 1.06{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} in direct, while the regular has remained mostly unchanged at 1.72{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. ICICI is another one which has increased it\u2019s expense ratio by 8 basis points to reach 0.29{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. This is quite an increase considering there was a time when the expense ratio was hovering between 0.11-0.17{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. When we look at the month\u2019s returns, only 3 funds have under performed the index, namely UTI, Aditya Birla and Axis. However, when it comes to the 1-year returns, the tables are turned and only three funds have outperformed of the 9 (ICICI is yet to complete an year) \u2013 HDFC, Parag Parikh and Franklin. Market Cap Allocation Large Cap allocation has increased by almost 3{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} for HDFC to touch 75{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. The overall equity allocation had reduced for Parag Parikh by about 2{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, which is especially reflected in a further cutting down of it\u2019s foreign equity allocation to 23.21{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. Franklin has increased it\u2019s Large cap exposure by almost 2{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, taking it\u2019s overall equity exposure up to 97.05{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. Motilal Oswal has cut down it\u2019s Large cap exposure by almost 5{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, bringing down it\u2019s overall equity exposure by about 2{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} while redistributing the remaining in Mid and Small cap stocks. Top 5 sectors HDFC sees the Software sector go up from fifth highest to third highest. In SBI, Consumer Non Durables (or FMCG) moves all the way up to the fourth spot on the back of the sole stock ITC where the allocation has been beefed up from 3.30{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to a big 4.54{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}! On the other hand, Mining & Metals has edged out of top 5 with a reduction in the two stock allocations – Hindalco (down from 2.68{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to 2.00{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}) and Tata Steel (down from 1.08{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to 0.94{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}). In Franklin, with a complete exit from the Mahindra & Mahindra position of 1.04{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, Auto as a sector has slipped from the top 5 sectors. It\u2019s place has been taken up by Construction, represented by L&T although the gap between the two sector allocations is wafer thin. Top 10 Stocks & Movements The main change in kotak is a reduction of 0.89{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} in it\u2019s allocation to Jindal Steel & Power, bringing it down to 2.37{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. HDFC has some significant changes. Despite a further fall in share price, Infosys allocation sees a 0.83{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} increase taking it up to 5.83{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} and at the fifth highest spot. TCS also sees a new position of 1.92{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. The stock had last been in the portfolio in December end at 0.22{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. HDFC Limited has also been beefed up by 1.20{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to reach a respectable 3.58{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. Parag parikh has reduced it\u2019s allocation to Amazon by more than 20{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}, bringing it down to 5.06{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. This is not a job done just by price, as the share price slipped only by 4{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} in the month. SBI seems to be the limelight hogger this month in terms of substantial changes. Two big chops \u2013 HDFC Bank (reduced by 2.28{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} taking it one notch down from numero uno to the second position) and Axis Bank (reduced by 1.07{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}). Simultaneously, there is a new banking entrant with a 1.15{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} position in Bandhan Bank. Two big increases \u2013 ITC (by 1.24{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}) and SBI (by 1.82{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}). The fund has also completely exited it\u2019s 1.40{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} position in L&T Infotech. ICICI has taken a big 1.43{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} position in the new logistics entrant \u2013 Delhivery as well as increased it\u2019s allocation to Mahindra & Mahindra by 0.82{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} further cementing it\u2019s position as the highest stock at 8.63{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. Axis has increase it\u2019s allocation in ICICI Bank by 0.91{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} helping it to edge out Bajaj Finance for numero uno spot. It has also cut down it\u2019s Divi\u2019s Laboratories allocation by 0.87{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} bringing it down to 1.93{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. In Franklin there is one big entry and exit to be noted \u2013 A full 1.04{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} exit from Mahindra & Mahindra and a brand new 1.94{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} position in Reliance Industries. As for Motilal Oswal, there were so many changes that I had to double check I got my facts right. The fund has under performed so miserably that the management seems to be on board with trying everything. Plus, with just about 31 stocks, a lot of movements end up being above my substantial benchmark of 0.80{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}. In two stocks, there has been a significant reduction \u2013 Vaibhav Global is reduced by 1.33{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} to go down to 4.13{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} whereas Zomato is a mere shadow of it\u2019s earlier presence which is now down to a miniscule 0.43{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} from the 2.16{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886} last month. There are also three big exits \u2013 Bajaj Auto (2.74{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}), Britannia (1.01{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}) and Alkem Laboratories (1.00{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}). There are also three new substantial entrants \u2013 Tube Investments (2.43{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}), Campus Activewear (2.03{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}) and Gujarat Gas (1.24{76b947d7ef5b3424fa3b69da76ad2c33c34408872c6cc7893e56cc055d3cd886}). Check out the other categories and what the funds there were up to: Large Cap Funds \u2013 May 2022 Multi Cap Funds \u2013 May 2022 Large & Mid Cap Funds \u2013 May 2022 Mid Cap Funds \u2013 May 2022 Small Cap Funds \u2013 May 2022<\/p>\n","protected":false},"author":1,"featured_media":927,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[554],"tags":[381],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/posts\/926"}],"collection":[{"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/comments?post=926"}],"version-history":[{"count":2,"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/posts\/926\/revisions"}],"predecessor-version":[{"id":2621,"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/posts\/926\/revisions\/2621"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/media\/927"}],"wp:attachment":[{"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/media?parent=926"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/categories?post=926"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elementummoney.com\/blog\/wp-json\/wp\/v2\/tags?post=926"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}